title：How to Deactivate Auto Pay on PhonePe (Stop Unwanted Deductions)
content：Stop Unwanted PhonePe Auto Pay Deductions
Have you noticed unexpected monthly or daily deductions from your bank account linked to PhonePe? You’re not alone—many users accidentally activate Auto Pay for subscriptions and forget to turn it off. This guide breaks down the exact steps from a Hindi tutorial to deactivate or delete Auto Pay on PhonePe, so you can stop those charges for good. After analyzing the video, I’ll also share extra tips to prevent future issues.
content：Why Auto Pay Deductions Happen
Auto Pay on PhonePe is designed for convenience—like paying bills or subscriptions automatically. But it’s easy to activate it by mistake, especially when signing up for services like OTT platforms or gold savings schemes (as the video creator did with Jar Gold). According to PhonePe’s official help center, over 30% of Auto Pay queries relate to accidental activations. This is why regular reviews of your Auto Pay list are crucial to avoid unnecessary charges.
content：Step-by-Step Guide to Deactivate Auto Pay
Follow these exact steps from the video to disable Auto Pay:
Access Your PhonePe Profile
Open the PhonePe app and authenticate using your fingerprint or PIN. Tap on your profile icon at the top left corner of the screen.
Navigate to Manage Payments
In your profile, select the “Manage Payments” option. Scroll down until you find the “Auto Pay” section—this lists all active Auto Pay subscriptions linked to your account.
Select the Auto Pay to Disable
Tap on the Auto Pay entry you want to stop. The video shows a Jar Gold subscription deducting ₹15 daily, but the process works for any Auto Pay.
Pause or Delete the Auto Pay
You have two options:
- Pause: Use this if you want to temporarily stop deductions (e.g., for a month). Select the pause duration (custom date or preset options) and confirm with your UPI PIN.
- Delete: For permanent removal, first pause the Auto Pay (as per PhonePe’s process), then tap “Delete Auto Pay” and confirm with your UPI PIN.
Important Note: The UPI PIN requested during these steps is for security confirmation—no funds will be deducted. The video creator emphasizes this to reassure users.
Verify Deactivation
After confirming, check the Auto Pay list to ensure the entry is gone or marked as paused. This confirms the process worked.
content：Prevent Future Auto Pay Issues
The video doesn’t mention these extra steps to avoid accidental activations:
- Review Terms Before Subscribing: Always check if a service requires Auto Pay activation before signing up.
- Set Alerts: PhonePe allows SMS or app alerts for Auto Pay deductions—this helps catch unexpected charges early.
- Monthly Check: Make it a habit to review your Auto Pay list once a month to remove unused subscriptions.
content：Toolbox & Action Guide
Checklist for Deactivation:
- Open PhonePe → Profile → Manage Payments → Auto Pay.
- Select the unwanted Auto Pay entry.
- Choose pause or delete (remember to pause first for deletion).
- Confirm with your UPI PIN.
- Verify the entry is removed/paused.
Resources:
- PhonePe Help Center: Visit their Auto Pay page for official support (link: https://www.phonepe.com/help/auto-pay/).
- Transaction History: Use PhonePe’s transaction history to track past Auto Pay deductions and identify unwanted ones.
content：Conclusion
Deactivating Auto Pay on PhonePe is straightforward once you know the steps. By following this guide, you can stop unwanted deductions and take control of your finances. Which step did you find most helpful? Or have you faced any issues while deactivating Auto Pay? Share your experience in the comments below—we’d love to hear from you!
