How to Get Bank Statement via PhonePe (No Net Banking Needed)

content: Why PhonePe’s Bank Statement Feature Is a Game-Changer

Ever needed your bank statement but couldn’t log into net banking? Or forgot your net banking credentials? You’re not alone—many users find net banking cumbersome, especially if they don’t use it regularly. PhonePe’s new feature solves this problem by letting you access your statement directly from the app, no net banking required.

This feature is a big win for convenience. PhonePe is one of India’s leading UPI platforms, with over 300 million registered users (per NPCI 2024 data), so you can trust its security and reliability. After analyzing this tutorial, I’ll walk you through the exact steps to use this feature, plus key details you need to know.

content: Step-by-Step Guide to Get Bank Statement on PhonePe

Let’s break down the process into simple, actionable steps:

Open PhonePe and Log In

First, launch the PhonePe app on your smartphone. Log in using your fingerprint, PIN, or face ID—whichever method you use for secure access.

Access the Bank Statement Feature

Once logged in, tap on the "Check Bank Balance" option (even if you don’t want to check your balance—this is the entry point to the statement feature). Next, select "Bank Statements" from the menu that appears. This is the new feature the video highlights.

Register and Verify Your Account

Tap "Get Started" and then "Register with OTP". An OTP will be sent to your registered mobile number (linked to your bank account). The app will automatically verify the OTP, but if not, enter it manually and tap "Submit".

Link Your Bank Account

You’ll see a list of supported banks (like Punjab National Bank, Karnataka Bank). Select your bank from the list. Tap "Select and Link"—this will fetch your account details. You’ll receive another OTP to confirm the link; enter it and submit.

Request and View Your Statement

After linking your account, tap "View Statement" and then "Request Statement". The app will load your transaction history. You can filter results by:

Date range: Choose months like March, February, or January.
Transaction amount: Filter by amounts less than ₹1 lakh, between ₹100-5000, or more than ₹5000.
Transaction type: Select debit or credit transactions to narrow down results.

Tap "Apply Filter" to see your desired transactions.

content: Key Limitations and Notes

While this feature is useful, there are a few important limitations to keep in mind:

Limited bank support: Currently, only a handful of banks are supported (like PNB). More banks will be added in the future, so if your bank isn’t listed, you’ll need to wait.
No download option: As of now, you can view the statement but not download it. This feature may roll out later.
Frequency cap: You can request statements up to 2 times per day.
Validity: The feature is valid until March 10, 2027.

content: Toolbox & Action Guide

Here are 3 actionable steps you can take today:

Check bank availability: Open PhonePe and follow steps 1-3 to see if your bank is listed.
Test the feature: If your bank is supported, link your account and request a statement to try it out.
Share feedback: If you face issues or want your bank added, reach out to PhonePe’s customer support via the app.

content: Conclusion & Engagement

PhonePe’s bank statement feature is a convenient alternative for users who don’t have net banking or find it hassle to use. It simplifies access to your financial records with just a few taps.

When trying this feature, which step do you think will be easiest for you? Or do you have a bank that’s not yet supported? Share your thoughts in the comments below—I’d love to hear from you! Don’t forget to like and subscribe if you found this guide helpful. Jai Hind!