title：How to Get Bank Statement via PhonePe (No Net Banking Needed)

content：Opening Hook

Are you tired of logging into net banking just to get your bank statement? Or do you not have net banking access at all? The good news is, you can now get your full bank statement directly via PhonePe—no net banking needed. This video tutorial walks you through the simple steps to use this new feature. After analyzing the video, I’ll break down the process clearly so you can try it today.

content：Core Concept & Authoritative Basis

The feature in PhonePe uses the Account Aggregator (AA) framework, a RBI-regulated system designed to let users share financial data securely. This framework ensures your bank data is shared only with your consent, making it safe and reliable. The video mentions this is a new addition to PhonePe, so updating the app is essential to access it.

content：Step-by-Step Method Breakdown

Let’s get into the exact steps to get your statement:

Update PhonePe

First, go to the Play Store and update your PhonePe app to the latest version. If you don’t see the feature, this is the first thing to do.

Access Check Balance

Launch PhonePe and tap on the “Check Balance” option. This is where the new feature is located.

Use Account Aggregator

Look for the “Get Started with AA” option—this is the new feature mentioned in the video. Tap on it to proceed.

Verify with OTP

You’ll see your registered mobile number. Click on “Register with OTP” to receive a one-time password. The OTP auto-fills, so just tap submit.

Select Your Bank

Once verified, you’ll see a list of 5 active banks (more coming soon). Select your bank from the list. If your bank isn’t active yet, you’ll get a notification when it’s available.

View Statement

Once your bank is active, you can easily view your full bank statement directly from PhonePe.

content：Deep Insights & Trend Outlook

This feature is a game-changer for users who find net banking complicated or don’t have access to it. It aligns with RBI’s push for digital financial inclusion, making banking services more accessible. In the future, more fintech apps will likely adopt the AA framework, allowing users to manage all financial data in one place. This saves time and enhances security since data sharing is consent-based.

content：Toolbox & Action Guide

Immediate Action Checklist

Update your PhonePe app to the latest version.
Go to Check Balance and look for the Account Aggregator option.
Verify your number with OTP.
Check if your bank is in the active list.
Wait for a notification if your bank isn’t active yet.

Advanced Resource Recommendations

PhonePe App: The official app (Play Store/App Store) is the only way to access this feature.
RBI’s AA Guide: Visit rbi.org.in to learn more about the framework’s security and regulations, ensuring your data is protected.

content：Conclusion & Engagement

Getting your bank statement via PhonePe is now easier than ever—no net banking required. Just follow the simple steps, and you’ll have your statement at your fingertips.

Have you tried this feature yet? Which bank do you use, and is it in the active list? Share your experience in the comments below!