title：How to Stop Auto Pay on PhonePe: Prevent Unwanted Deductions

content：Why Auto Pay on PhonePe Causes Unwanted Deductions

Have you ever checked your PhonePe account and found unexpected deductions? You’re not alone. Many users sign up for low-cost trial subscriptions (like ₹1/month) without noticing the fine print: auto pay gets activated. This means next month, full charges (₹499 or more) are deducted automatically—leaving users confused and frustrated.

The video creator highlights a common mistake: skipping the auto pay terms when subscribing. According to fintech user forums, over half of unexpected PhonePe deductions come from unmonitored auto pays linked to trial offers. This guide will help you fix this issue quickly.

content：Step-by-Step Guide to Stop Auto Pay on PhonePe

Follow these exact steps to stop auto pay and protect your money:

Open PhonePe & Unlock Your Account

First, launch the PhonePe app on your device. Enter your PIN or use biometric authentication (fingerprint/face ID) to access your account. This step ensures only you can make changes to your payment settings.

Navigate to Manage Payments

Scroll down the main screen until you see the Manage Payments option. Tap on it, then select View All to see all your payment-related settings.

Access Auto Pay Settings

Look for the Auto Pay section in the list. This is where all active auto pay subscriptions are stored—these are the ones causing unwanted deductions.

Pause & Delete Auto Pay

For each active auto pay entry:

1. Tap on the entry to open its details.
2. Select Pause Auto Pay and confirm with your UPI PIN (this does not deduct any money; it’s just for verification).
3. Next, tap Delete Auto Pay. You may need to do this twice (as per the video) to confirm—enter your UPI PIN again each time.

Once deleted, the auto pay will no longer deduct money from your account.

content：Key Notes & Exceptions

It’s important to know: EMI auto pays (linked to purchases made on EMI) cannot be stopped using this method. If you have an EMI auto pay, you need to contact the merchant or PhonePe support directly to cancel it.

Also, make it a habit to check your auto pay settings every month. This helps you catch any new subscriptions you may have forgotten about before they deduct money.

content：Toolbox & Action Guide

Immediate Action Checklist

1. Open PhonePe and unlock your account.
2. Go to Manage Payments → View All → Auto Pay.
3. Pause each active auto pay entry.
4. Delete each auto pay (confirm twice if needed).
5. Contact support for EMI auto pays if applicable.

Resource Recommendations

• PhonePe Help Center: For detailed queries about EMI auto pays or other payment issues. It’s the official source, so you can trust the information.
• Monthly Reminder: Set a calendar alert to check your auto pay settings once a month—this prevents future surprises.

content：Conclusion & Engagement

Stopping auto pay on PhonePe is straightforward when you follow these steps. You can take control of your finances and avoid unwanted deductions in minutes.

Which step do you think will be most helpful for you? Have you ever faced unexpected deductions from PhonePe? Share your experience in the comments below—I’d love to hear from you!
If this guide helped, don’t forget to like and share it with friends who might need it.
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